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What is a 70-20-10 budget?

With the 70-20-10 budget, you’re dividing your income into three main spending categories. This budgeting method is a twist on the 50/30/20 method, but it’s a bit more ambitious, as less is going to everyday expenses.

What is the 70/20/10 budget rule?

The 70/20/10 budget rule is a money management strategy you can use to dictate where you want your income to go. It involves separating your take-home pay into three buckets and dividing each into the following percentages: Seventy percent for monthly bills and daily spending.

What is the 70/20/10 rule?

The 70/20/10 rule is a guideline that balances spending, saving, and debt repayment. It's a simple method to get started managing money but should be adjusted to fit your needs. One of the limitations of the 70/20/10 rule is that it doesn't separate essential and nonessential expenses. Budgeting is a great way to gain control over your income.

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